Lending and financial services
Call every loan and advisory inquiry while it is still shopping.
People asking about a loan or an advisor usually ask more than one firm. Kojo OS texts them instantly, calls within minutes and books the conversation with your team.
Where the leads come from
- Website forms
- Facebook lead forms
- Lead vendors
- Referral partners
- Old applications
- Missed calls
See it work on your own phone.
Fill in a short form. You’re texted instantly and our AI calls you within minutes. The call is the demo.
- Fill in the form
- You get a text
- Our AI calls you and books a walkthrough
What Kojo OS does
What happens to your leads.
Lending and financial services: the situations we set up first. Each one runs on its own once you approve it.
- 1
A rate inquiry lands at lunch
The borrower gets a text from your local number right away. Our AI calls within minutes, asks the intake questions you approved and books a time with a loan officer.
About Speed to lead - 2
An application stalls
Someone started and stopped. Kojo OS follows up by text, call and email until they reply, book or say no, and it stops the moment they do.
About Follow-up - 3
A ready borrower wants a person
When the caller asks for someone now, the AI says a short note and passes the call to your team, so nobody starts over.
About Calls answered - 4
Last year's inquiries are still on a list
A campaign through old leads who agreed to hear from you can ask who is ready to talk again.
About Follow-up
Who it's for
Is this for you?
A good fit if
- Inquiries come from forms, ads or lead vendors
- Loan officers or advisors are in meetings when leads arrive
- Old applications and inquiries sit untouched
- You want every conversation logged in your CRM
Not a fit if
- All of your business comes from a few referral partners who call you directly
- You want the AI to quote rates or give financial advice
- Your compliance team can't approve scripts
What the AI does not do
It doesn't quote rates, approve anyone or give financial advice. It gathers the details you approved, answers the questions you wrote, and books the conversation with a licensed person on your team. Your licensing and disclosure rules stay yours to set.
How it works
Set up, tested and run for you.
Kojo does the work. You approve the words and test it with a lead of your own before anything goes live.
- 1
Map where leads come in
We list every source (web forms, ad forms, lead vendors and referrals) and tag each lead to the form, ad or page it came from.
- 2
Write the first text and call
We write the opening text, the call script and the follow-up in your words. You and your compliance contact approve every word before anything goes live.
- 3
Test with a lead of your own
You fill in your own form and watch it work: the text, the call, the booking and the record in your CRM.
- 4
Go live and review
Once you say yes it runs on every new lead. We watch the calls with you and tune the scripts as real leads come in.
Every industry
The same Kojo OS, whatever you sell.
Kojo OS is not built around one trade. Everything below comes with it, and we write the scripts for your business.
An instant text
Every new lead gets a text from your local number the moment it arrives.
Read moreA call within minutes
Our AI calls inside the calling hours you set, answers questions and books the appointment.
Read moreFollow-up that keeps going
Text, call and email until the lead books, replies, says no or texts STOP.
Read moreBooking on your calendar
The appointment lands on the calendar, and the call notes, outcome and tags are written to your CRM.
Read moreA power dialer for your team
Work a list yourself with the dialer, with voicemail drop and outbound campaigns through old leads.
A warm handoff to a person
When a lead wants a person, the AI says a short note first and passes the call to your team.
English, Spanish and more
Voice, text and email in more than one language, so a lead can answer in the one they use at home.
An AI assistant in Slack
Ask in plain English and it builds workflows and reports. Claude, ChatGPT and Grok can also connect to Kojo OS.
Read more
Industries
Other businesses we set it up for.
Not on the list? The product is the same. Tell us what you sell on the demo call.
Two promises, in writing.
Every Kojo OS client gets both, in the agreement you sign before any work starts.
- You own your accountsYour domain, content, Google Business Profile, analytics and accounts are always yours and stay in your name. If we part ways, any site we built is handed over or bought out on terms set in writing.
- Terms in writing firstThe plan, the price and the term are written down before any work starts. Term length depends on the work, and it's always on paper.
FAQ
Straight answers, up front.
What owners ask us before they start.
Can the AI quote a rate?
No. It says what you approve, and most firms have it explain the next step and book a time with a licensed person. Rates and advice stay with your team.
Can I buy leads and run them through this?
Yes, as long as those people agreed to hear from you. Leads from any source that reaches your CRM can start the same follow-up. Do-not-call and STOP always win.
Is every conversation recorded?
Every AI call is recorded and summarized, with a transcript, so your team can review what was said. You decide who on your team can see it.
Can it work in Spanish?
Yes. Kojo OS works in Spanish and other languages, so a borrower can answer in the one they use at home.
Kojo OS
See it work on your own phone.
Fill in a short form and our AI calls you within minutes. The call is the demo.